Date of Completion


Document Type

Research Project

Degree Name

Grade 12


financial behavior, spending and saving habits, personal finance


Good financial behavior is vital for students since poor financial management leads to drastic consequences, especially as they must make various financial choices and may soon encounter financial hardships after graduating. Therefore, the study aimed to identify the level of financial behavior of senior high school students at De La Salle Medical and Health Sciences Institute, Cavite. A quantitative approach was utilized to analyze and interpret the data gathered from the online survey assessing their financial behavior. Senior high school students from DLSMHSI were found to have a good level of financial behavior in relation to their spending habits, saving habits, and personal financial management. In addition, there was no significant difference when classified based on demographic characteristics. It is recommended to conduct further studies on other factors that may affect senior high school students’ financial behavior. Moreover, the Department of Education must integrate financial education into the junior and senior high school curriculum and for parents to educate their children early so students’ comprehension of basic concepts of finance and behavioral approach to making financial decisions later in life would improve.

First Advisor

Pancho E. Ercilla